BUYING A HOME?
Thinking about buying your first home, or your next home? You’ve got to start somewhere, and I’m happy to help. At our initial buyer consultation, we’ll discuss your questions and I’ll give you more information on the steps below.
Decide to buy.
There are solid financial reasons to buy a home– equity buildup, value appreciation, and tax benefits are just a few. If you are paying rent, you very likely can afford to buy. There is never a wrong time to buy the right home. All you need to do in the short run is find a good buy and make sure you have the financial ability to hold it for the long run.
The lack of a substantial down payment doesn’t prevent you from buying your first home, and even a less-than-perfect credit score won’t necessarily stop you from buying a home. The best way to get closer to buying your ultimate dream home is to buy your first home now. It doesn’t have to be complicated!
Hire your agent.
How do you decide who you will work with as your buyer agent? It is MY responsibility, as your Realtor, to coordinate all the professionals involved in your home purchase and to act as the advocate for you and your interests throughout.
Hints for finding the right buyer agent for you:
Does this person communicate well with me?
Am I able to comfortably ask as many questions about the purchase process as I need to?
Is this person responsive to texts, phone calls and emails?
Does the agent have a proven track record of transactions and positive client feedback in the area you are looking for your new home?
Working as your Buyer’s Agent, I will educate you about your market and analyze your wants and needs. I’ll guide you to homes that fit your criteria, and brainstorm with you to rule out ones that don’t. I’ll help coordinate the work of other needed professionals, and negotiate on your behalf. I take seriously the importance of checking and double-checking documents and watching deadlines. Even if you end up buying the first house you walk in to, my true work in a transaction is between the offer and the closing–anticipating challenges and solving problems as they arise.
While you may find the thought of home ownership thrilling, the thought of taking on a mortgage may be daunting. Many first-time buyers start out confused about the process or are nervous about making such a large financial commitment.
From start to finish, you will follow a process to secure the financing for your home. I have several trusted local lenders I can connect you with. The first step to buying a home is getting prequalified for a mortgage. See the infographic below for helpful information on the importance of credit scores.
Find your home.
You may think that shopping for homes starts with jumping in the car and driving all over town (so many people think that’s the first step!). Although it’s true that ‘looking at houses’ is probably the most exciting part of the home-buying process, driving around is fun for only so long–if weeks go by without finding what you’re looking for, the fun can fade pretty fast. Getting a handle on your finances in the beginning is extremely important so that we can carefully assess your wants and needs, and work within a realistic budget.
Make an offer.
When searching for your dream home, you were just that–a dreamer. Now that we’re putting an offer together, you need to be a businessperson. You need to approach this process with a cool head and a realistic perspective of your market. The three basic components of an offer are price, terms, and contingencies.
Negotiate. Home Inspection. Lender process, keeping on top of paperwork. Prepare to close. Sold! I’m with you every step of the way.
Keep in touch after the sale.
About 80% of my business comes from reviews and recommendations from past buyers and sellers I’ve worked with. I APPRECIATE your feedback.
I keep a pretty active Facebook page and encourage clients to like that page to see how I promote their home and information for buyers. Click here to like my Facebook page.
I look forward to working with you. Please ask as many questions as you need to along the way!
Courtesy of: GrammarPros